Buying Guides
How to Buy an Investment Property
Buying an investment property is a business decision as much as a personal one. This guide covers the key steps so you approach it with a clear head.
Start with strategy
Before searching, define what you want the investment to do — growth, income, or a balance — and over what timeframe. Your strategy shapes everything from the location to the type of property, so it deserves thought up front rather than being decided by whatever you happen to see.
Research and finance
Investment decisions should lean on research rather than emotion. Understand the local market, the supply pipeline, and the numbers on any property you consider. Alongside this, get your finance structured for investing, which differs from an owner-occupier loan.
Assemble your team
A good investment purchase often involves a buyers' agent, a broker, an accountant, and an inspector. We introduce you to independent, licensed specialists across these areas so you can buy with confidence. We do not act as your agent or provide investment advice.
Related reading
- Property investment mistakes to avoid — the errors that stop investors after their first property.
Frequently asked questions
Should I use a buyers' agent for an investment?
Many investors do, for the research and negotiation edge. We can introduce you to independent, licensed buyers' agents if you wish.
How is investment finance different?
Investment loans are assessed and structured differently from home loans. A licensed broker can explain what applies to you.