Question 1

How does Property Growth Australia actually work?

Accepted Answer

We're a free connector service — we listen to your goals, then introduce you to trusted, independent finance brokers, buyers' agents, conveyancers, accountants, inspectors, and property managers who are the right fit for your situation.

Question 2

Is there a cost to use your service?

Accepted Answer

No — there's no cost to speak with us or be connected with our partner network. Any fees are only ever charged directly by the professional you choose to engage, and are agreed with you upfront.

Question 3

What happens after I book a discovery call?

Accepted Answer

We'll have a friendly, no-obligation chat about your goals, timeframe, and situation, then map out which experts you need and introduce you directly.

Question 4

Do I have to commit to anything on the call?

Accepted Answer

Not at all. The discovery call is about understanding your goals — you're always free to decide your next steps in your own time.

Question 5

How much deposit do I need to buy a home?

Accepted Answer

This varies by lender and loan type, and can be as little as 5–10% with the right structure or government scheme. A finance broker can assess your exact position.

Question 6

Should I get pre-approved before I start looking?

Accepted Answer

Yes — pre-approval shows sellers and agents you're a serious, ready buyer, and it stops you falling in love with a property outside your budget.

Question 7

What's the difference between a buyers' agent and a real estate agent?

Accepted Answer

A real estate agent represents the seller. A buyers' agent works exclusively for you — searching, assessing, and negotiating in your interest.

Question 8

How long does the whole process usually take?

Accepted Answer

It depends on the market and your search criteria, but most buyers move from initial planning to settlement within 2–6 months once they're actively searching.

Question 9

Is property still a good investment in the current market?

Accepted Answer

It depends heavily on the specific property, location, and your strategy — this is exactly why we connect you with buyers' agents who assess growth fundamentals rather than relying on general market headlines.

Question 10

Can I really buy property through my super?

Accepted Answer

Yes, through a compliant Self-Managed Super Fund (SMSF), many investors can purchase property — subject to your fund's trust deed and strict ATO rules, which our specialist accountant partners will confirm for you.

Question 11

How many investment properties can I own?

Accepted Answer

There's no fixed limit — it comes down to your borrowing capacity, equity, and cash flow. A finance broker can model how far your current position can take you.

Question 12

What ongoing support do I get after I purchase an investment property?

Accepted Answer

We connect you with property managers to handle tenanting and maintenance, and accountants to support tax time and compliance — so your investment keeps performing.

Question 13

When should I involve a conveyancer?

Accepted Answer

Ideally before you sign anything — a conveyancer can review the contract of sale and flag any risky terms before you commit.

Question 14

What's the difference between exchange and settlement?

Accepted Answer

Exchange is when contracts are signed and become legally binding (often with a cooling-off period). Settlement is when the property legally becomes yours and funds are transferred — typically 30–90 days later.

Question 15

Do I need both a building and pest inspection?

Accepted Answer

Yes — they cover different risks. Most experienced buyers arrange both before exchanging contracts to avoid costly surprises.

Question 16

Can finance fall through after I've exchanged contracts?

Accepted Answer

It's rare with proper pre-approval, but a finance clause in your contract can protect you if your loan isn't approved by an agreed date — your conveyancer can explain how this applies to your contract.

Question 17

Are you affiliated with any particular lender or agent?

Accepted Answer

No — we're independent. We connect you with the professionals we believe are the right fit for your specific situation, not a single preferred partner.

Question 18

Can you help if I live interstate or overseas?

Accepted Answer

Yes — our network operates nationally, and many of our clients purchase in states they don't live in, or from overseas.

Question 19

What if I'm not ready to buy yet, just researching?

Accepted Answer

That's completely fine — many of our best outcomes start with an early conversation, well before someone is ready to buy. We're happy to help you plan ahead.

Question 20

How do I get started?

Accepted Answer

Book a free discovery call through our contact form — tell us a bit about your goals and timeframe, and we'll take it from there.

Property buying, answered

Getting Started

Buying a Home

Investing & SMSF

Legal & Lending Process

Working With Us

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