Property Strategies
Positive Cashflow
A positive cashflow property produces more income than it costs to hold, putting money in your pocket each period rather than taking it out.
Income first
With a positive cashflow strategy, the rent more than covers the loan repayments, rates, insurance, and other costs, so the property is self-funding or better. This can make a portfolio easier to hold and less dependent on your personal income.
For some investors, strong cash flow provides the breathing room to keep buying, since serviceability is less strained.
The growth trade-off
Higher-yielding properties are often found in areas that may grow more slowly than premium locations. That is not always the case, but the potential trade-off between income and long-term growth is worth understanding and balancing against your goals.
Building the numbers
We introduce you to independent, licensed brokers and buyers' agents who help you model the cash flow honestly. We do not provide investment advice or promise particular yields.
Related reading
- Rental yield explained — the numbers behind a cashflow-positive property.
- Property manager introductions — maximising rent and minimising vacancy.
Frequently asked questions
Does positive cashflow mean I make money straight away?
It means the income exceeds holding costs, so the property supports itself. Actual outcomes depend on rates, vacancies, and costs.
Do cashflow properties grow more slowly?
Sometimes, though not always. Balancing income against long-term growth is part of choosing the right property for your goals.