Borrowing power
Estimate how much you could borrow
This simple serviceability model gives a rough sense of your borrowing capacity from your income, expenses, and existing commitments. It is an indicative estimate only, not a lending decision.
This is an indicative estimate only and not a lending decision, pre-approval, or financial or credit advice. It uses a simplified model with an interest rate buffer and does not reflect any specific lender's policy, your credit history, deposit, or full financial position. Lenders assess borrowing capacity differently. We can introduce you to an independent, licensed finance specialist for a proper assessment.
Ready to turn the numbers into a plan?
We connect you with independent, licensed specialists who can pressure-test these figures against your real situation and help you move forward with confidence.