Investor Hub
Business Owners
Running a business can complicate a property purchase, particularly around proving income. We connect business owners with independent, licensed specialists who understand these situations.
The income challenge
Business owners often have strong but less conventional income, which some lenders assess conservatively. The right broker knows which lenders understand self-employed income and how to present your position clearly, which can make a real difference to what you can borrow.
How we help
We introduce you to independent, licensed brokers experienced with business owners, alongside accountants and buyers' agents as needed. We do not provide credit or tax advice or act as your agent.
Structuring sensibly
How you hold property alongside your business can have implications worth discussing with a licensed accountant. The specialists we connect you with can help you think this through.
Related reading
- Finance and lending introductions — brokers experienced with business income and lending.
- How to buy an investment property — the purchase process from finance to settlement.
Frequently asked questions
Will being self-employed stop me borrowing?
Not necessarily. Some lenders are more comfortable with self-employed income than others, and a specialist broker can match you accordingly.
How many years of accounts do I need?
Requirements vary by lender, and some options suit shorter trading histories. A licensed broker can explain what applies to you.